52 maneras de estirar su dinero by Kenneth L. Luck

By Kenneth L. Luck

Practicas e innovadoras maneras de usar y ahorrar su dinero...

  • Diviertase con poco: descubra de nuevo lo entretenido que son los clasicos juegos de siempre.
  • Deshagase de lo innecesario: venda lo que sobre en su garaje o desvan.
  • Guardese ese suelto en l. a. alcancia: ahorre para esas ocasiones especiales, viajes o emergencias.
  • Preparese el almuerzo en casa: lleveselo al trabajo y disminuira sus gastos a l. a. mitad.
  • Y muchas maneras mas de estirar el dinero.

    Unase a los angeles busqueda de las principles mas faciles y practicas de sacar el mayor provecho a su dinero.

     

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    Una noche de batalla Invite a sus amigos por teléfono o por escrito. Comuníqueles el día y el horario. Pídales que traigan un juego adecuado para un grupo grande. Planifique la noche. • Servir bebidas y conversar: 8:00 a 8:15 • Juego(s): 8:30 a 9:30 • Intervalo del postre: 9:30 a 10:00 • Juego(s) o video: 10:00 a 11:00 Variaciones Después del postre, pueden caminar para quemar calorías. Estimula la conversación y es bueno para la digestión. Para finalizar, puede agregar un toque espiritual a la noche expresando las necesidades de oración y orando unos por otros.

    Pregúntese: ¿Qué es lo que debo adquirir sin gastar mucho dinero? Recorra su casa para ver qué cosas le hacen falta. Prepare una lista de cacería. A continuación, un ejemplo: • Mecedora para Cristina (futuro bebé). • Gavetero para Gloria • Equipo de herramientas para Alberto • Platos de diario para la cabaña • Elementos decorativos para el mantel de la sala. Recorra los caminos. Use ropa cómoda y dispóngase a emplear varias horas manejando y caminando. Antes de comprar algo, cerciórese de su durabilidad, seguridad, etc.

    Actuar bien significa que hay que planear estos otros gastos. Una vez que haya definido los gastos anuales para los distintos renglones, puede activar un programa que lo ayudará a ahorrar la cantidad exacta cada mes. Así que la próxima vez que venga la cuenta, ya tiene el dinero. Yo llamo esto, un fondo de dinero, una cuenta corriente separada, exclusivamente destinada para estos gastos y emergencias. Poco a poco Pequeños depósitos a lo largo de un tiempo formarán una sólida cuenta de ahorro. La clave para salir de la deuda y para ahorrar es colocar un pequeño porcentaje (más o menos cinco por ciento) de su ingreso mensual en una cuenta de ahorro en forma sostenida.

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